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Federal Eviction Ban-What You Need to Know

Good morning!

As Congress tries to pass a new stimulus package, the economic impact of COVID-19 is on many people’s minds.

In response to the ongoing hardship of some renters, the Centers for Disease Control and Prevention has implemented a ban on evictions through the end of this year.

So what do you need to know about the federal eviction ban if you are a landlord? And what do you need to know if you are a renter who has been impacted by COVID-19?

According to Forbes:

-The moratorium will apply to individuals who expect to earn less than $99,000 in 2020 (or couples filing jointly who expect to earn less than $198,000), those who received a stimulus check, or who would have been eligible based on their 2020 income.

-Renters seeking protection must certify that they are unable to pay rent due to COVID-19, that they are likely to become homeless if they are forced to leave their home, and that they undertook their best effort to obtain other government assistance to make their rental payments.

-When the moratorium expires at the end of the year, renters who received protection will need to make up missed payments to their landlord.

-Unlike earlier COVID-19 federal housing protections which applied only to homes with federally backed mortgages, this moratorium will apply to all rental units in the US (for those renters who qualify).

Our understanding at this time is that evictions may still take place for reasons other than non-payment.

Mortgage forbearance may still be an option for landlords who have run into hardship. If you need to take advantage of mortgage forbearance programs, always make sure to read the fine print on those agreements so you understand how and when your delayed mortgage payments will be collected.

If you are a landlord and you are running into issues, please give us a call and we may be able to provide you with helpful resources. When in doubt, check in with a lawyer who specializes in real estate and they should be able to help.

If you are a tenant and you have faced hardship or if you need assistance, there are legal resources available to you as well. is probably a great place to start.

For More Reading on the Federal Eviction Ban:

From CNBC: Most Evictions in the US are Now Banned-What You Need to Know

From Forbes: Trump Administration Announces New Eviction Moratorium

If you have questions, don’t hesitate to reach out. Until next time!

Allison and Ken

Posted By : Allison Benham at